Lifetime Mortgage Calculator

Get an initial indication of what you may be able to release

Our calculator can provide a quick, initial estimate of how much you may be able to release through a lifetime mortgage, based on a small amount of non-invasive information. It is designed as a helpful starting point only, not as a personalised recommendation or guaranteed figure.

For a more accurate indication, speak to one of our specialist advisers who can assess your circumstances and needs in more detail.

Lifetime mortgage calculator

Use the calculator below to get a quick indication of what may be possible. The result is based on limited information and should be treated as a guide only.

This calculator is intended to provide an initial estimate only. It does not take account of all personal circumstances, property details, lender criteria or advice considerations.

Why your actual options may differ

The amount shown by the calculator is only an indication. Every situation is different, and the actual amount available can vary depending on a number of factors that are not fully captured in a simple online tool.

  • Joint applicants may be able to release a different amount than sole applicants.
  • The location of the property can affect the amount available, including the country, region and even postcode.
  • Property type, construction and lender criteria can all make a difference.
  • Your age and, in some cases, health or lifestyle details may affect the options available.
  • Different lenders may offer different terms and maximum loan amounts.

That is why a proper conversation with an adviser is the best way to understand what may really be available to you.

A more accurate indication starts with advice

If you would like a more reliable indication of how much you may be able to release, the next step is to speak with one of our specialist advisers. We can look at your circumstances, your property, your goals and the wider range of options available, then help you understand what may be suitable for your needs.

This is especially important if you are applying jointly, have a non-standard property, or want to compare a lifetime mortgage with other later life lending options.

Want a more accurate indication?

Use the calculator as a starting point, then speak to RightHomes Equity Release for a more detailed and tailored assessment.

Clear, specialist advice on lifetime mortgages and later life lending - available face to face or remotely across the UK.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances, however will usually be; £1,495 for lifetime mortgages, £995 for complex residential and later life mortgages, and £595 for straight forward residential and later life mortgages.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.