Sarah Couling
Equity Release Adviser
LLB (Hons), CeMAP, CeRER
About Sarah
Sarah brings a background that sets her apart in the world of equity release. Having graduated with a first-class honours degree in Law, she developed a thorough grounding in contracts, probate and estate planning before moving into financial services in 2017.
Now specialising in lifetime mortgages and later life lending, Sarah provides whole-of-market, independent advice to clients across Mid & North Wales and throughout England, Scotland and Northern Ireland. Her legal training means she approaches every case with careful attention to detail, ensuring clients fully understand the implications and benefits of any product before proceeding.
Sarah holds both the Certificate in Mortgage Advice and Practice (CeMAP) and the Certificate in Regulated Equity Release (CeRER), and works as a Registered Individual of RightHomes Equity Release Ltd.
Outside of work, Sarah is a dedicated single mum to two boys, and enjoys hiking, swimming and gardening.
Qualifications & Accreditations
- LLB (Hons) First Class — Bachelor of Laws, The Open University
- CeMAP — Certificate in Mortgage Advice and Practice, LIBF
- CeRER — Certificate in Regulated Equity Release, LIBF
- Certified Member, Equity Release Council
- Registered Individual, RightHomes Equity Release Ltd
How Sarah Can Help
- Lifetime Mortgages — Whole-of-market advice on releasing equity from your home through an FCA-regulated lifetime mortgage, with no monthly repayments required.
- Later Life Lending — Guidance in relation to retirement interest-only mortgages and other later life products for clients aged 55 and over.
Equity release is not suitable for everyone. It will reduce the value of your estate and may affect your entitlement to means-tested benefits. A lifetime mortgage is secured against your home. Always seek independent legal advice before proceeding.