Graham Ladell

Mortgage & Equity Release Specialist
CeRER CeMAP

Norfolk, Suffolk, Lincolnshire, Cambridgeshire & nationwide

About Graham

Graham Ladell is an independent Mortgage and Equity Release Specialist with RightHomes Equity Release, bringing a wealth of experience to clients looking for clear, honest advice on their later life lending and residential mortgage options.

Graham's professional philosophy is straightforward: the client's best interests come first, always. He takes great pride in the quality of personal advice and support he provides, and all initial meetings are free of charge with no strings attached. Rather than jumping straight to recommendations, Graham takes the time to understand what each client is trying to achieve, exploring all available options before suggesting the route that genuinely suits their circumstances.

With permissions spanning both lifetime mortgages and residential mortgages, Graham is well placed to help clients compare the full range of options available to them, including equity release, retirement interest-only mortgages, later life mortgages, and mainstream residential borrowing. That breadth of knowledge means clients can be confident they are getting genuinely impartial guidance, not just a steer towards one product.

A Norfolk boy born and bred, Graham is a proud advocate for his home county and its wonderful beaches and countryside. He and his partner are retired Kennel Club Assured Breeders of Labrador Retrievers, a venture they pursued to the highest standard because doing the best job possible is a philosophy that runs through everything Graham does, whether raising top-class puppies for top-class homes or advising clients on their financial futures. These days, their mother-and-daughter Labrador duo are regulars on Norfolk's beaches, and Graham would not have it any other way.

When he is not helping clients or walking the dogs, Graham is a motorsport and cricket enthusiast, a lifelong football follower, and a dedicated Pink Floyd fan. And if there is one film you should mention to break the ice, it is The Italian Job.

Qualifications & Experience

  • CeRER - Certificate in Regulated Equity Release
  • CeMAP - Certificate in Mortgage Advice and Practice
  • Certified Member, Equity Release Council

Areas of Expertise

  • Lifetime Mortgages - Whole-of-market advice on releasing equity from your home through an FCA-regulated lifetime mortgage, with no monthly repayments required.
  • Later Life Lending - Whole-of-market advice in relation to retirement interest-only mortgages and other later life products for clients aged 55 and over.
  • Residential Mortgages - Whole-of-market advice on residential mortgages, including remortgages, for clients at all stages of their property journey.

Ready to explore your mortgage and equity release options?

Graham offers a free, no-obligation initial consultation, available face to face, by phone or by video. Get in touch to start the conversation.

Book a Free Consultation Call 07788 722 268

Equity release is not suitable for everyone. It will reduce the value of your estate and may affect your entitlement to means-tested benefits. A lifetime mortgage is secured against your home. Always seek independent legal advice before proceeding.

Your home may be repossessed if you do not keep up repayments on your mortgage.